Fixed Rates from 7.99%
No Prepayment Penalties, No Junk Fees
Lender Fees from 1.75 Points
Loans up to 70% LTV and 3 Year Terms
Poor Credit, Bankruptcy, Foreclosure, Foreign Nationals – OK
Pre-Approvals within 24 hours, Funding in Days
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Google’s #1 Reviewed and Rated Hard Money Lender
Sacramento Hard Money Lenders
Source Capital is the preferred source for hard money lenders in Sacramento. We provide the best service and funding for all types of real estate ventures. Whether you’re interested in buying personal real estate or you’re part of a fix and flip business, we are here to ensure you succeed. We are top-notch hard money lenders in California, Arizona, and Minnesota private lenders. At Source Capital, we believe that our clients have the promise to be successful in whatever real estate venture they pursue, from homeownership to commercial investment. Investing in real estate can be a lucrative path and a great way to expand your investment portfolio. Reach out to us today and we’ll give you the funds you need fast to get started right away. Consider this your beginner’s guide to hard money loans in Sacramento.
Why Choose a Hard Money Loan?
There are many different kinds of financing options when it comes to purchasing real estate. While some people use real estate investment trusts (REITs) and real estate crowdfunding in order to invest in real estate passively, many others prefer to work directly with their property. If you want to expand your portfolio into real estate don’t want to put the down the money upfront, a loan is just what you need. Conventional bank loans, FHA loans, and VA loans account for just a few of the financing options a buyer can use to attain the property they want, but of these loans also comes with their own strings attached that can make acquiring the right funding extremely difficult.
Conventional loans, for example, have the strictest rules. They deeply examine your credit history, income, foreclosure, outstanding debt, job status, and any other qualification to see if you meet their standards. As you might imagine, this makes getting conventional loans extremely difficult. They also take months to approve and attain, which means your desired property can slip right through your fingers.
Sacramento hard money lenders are the preferred choice for people who need funding fast. Unlike bank loans, hard money loans may take only days to approve and transfer funds directly to you. Our private investors don’t care about your financial history—instead, we are interested in the property you plan to purchase and what you intend to do with it. If you want to snatch up property fast, look no further than Source Capital for your real estate investment.
There are several reasons you should seriously consider lenders of hard money in Sacramento from Source Capital. Besides being time-consuming, mortgage applications are particularly tedious due to new regulations enforced by the Dodd-Frank Act. Mountains of paperwork and time wasted waiting can jeopardize your purchase. Hard money loans are also highly flexible. Because our hard money loans are distributed by private investors, they may be open to negotiating with you on the terms of the loan. We can also discuss with you about the collateral of the loan, which may be the property itself, personal assets, a retirement account, or a residential property you already own.
Hard Money Loans in Sacramento
You already know how competitive the real estate market is, no matter where you intend to buy. When you find a prime piece of real estate on the market, you need to act quickly. At Source Capital, we have lenders of hard money for Sacramento who want to see you become a success in your financial endeavor. Sacramento is the perfect place to find promising properties just ready for your investment. Don’t worry about waiting months to get approval, only to watch your promising investment go to someone else. Contact us today and we’ll help you get started on your real estate venture.
Clients who have worked with us have been satisfied time and again with the financials opportunities we provide them so they can achieve their goals. We understand that you can’t remain competitive in the real estate market without fast funding. That’s why we made our application process quick and easy so you can invest right away. Fill out our simple application and we’ll review and approve it within days. You’ll be able to move in, renovate, or flip your property as soon as possible.
Do you want to invest in a property in Sacramento? Look no further than Source Capital for fast approval. Sacramento is rife with property investment opportunities that are ready for the picking. We’ve helped thousands of people obtain homes, find fix and flip properties, purchase multi-unit properties, and turn commercial properties into highly profitable sells. Contact us today and we’ll get you started on the right foot.
Source Capital is Your Go-To Source for Hard Money Loans
The real estate market can be a tedious business, so don’t make it more complicated with a drawn-out loan process. Hard money loans are the preferred method to pay for properties fast beyond other loans that don’t give you what you need. Don’t get bogged down by the time it takes to check your credit, investigate foreclosures, snoop your marital status, analyze your income, and inspect any other financial item. If you wait on loans like these, you can spend months standing idly by only to get a notice that you were rejected. Don’t take that risk—instead, use Source Capital to get the loan in your hand fast so you can purchase that property before anyone else. Our private investors are interested in how they can help you succeed. Contact us today and we’ll talk to you about your financing options.
How to Get Approved for a Hard Money Loan in Sacramento
Skip the long wait and forego invasive financial background checks by using us to back your funding. No matter whether you’re an individual looking to buy a home or a small business who wants to fix and flip properties, we want to approve your loan fast to get you started. Traditional loan aid may reject you based on past poor credit, short sale, foreclosures, divorce, bankruptcies, and even your current job and salary. At Source Capital, we believe in your potential to have success in the real estate market. Our private investors are experts in assessing your property and what will help you get started. We don’t believe you should be judged based on your past—instead, we believe and want to see our clients grow to reach financial success no matter their background. Source Capital is the premier lender for clients who want to invest in Fresno properties. We are pleased to finance as much as 70 percent of the loan to value ratios for our clients for as long as 12 months. During this time, you can perform a quick turnaround for a fix and flip property or prepare funding to pay off your loan fast.
Hard Money Loans for a Variety of Properties
At Source Capital, we are the preferred Sacramento lenders of hard money. We have extensive history adapting different loan opportunities for projects of all sizes. Whether you need a loan for a single home, apartment building, townhome, duplex, or commercial property, our private investors know the market and can advise your investment. Landlords, real estate agents, individuals seeking a single home, and fix and flippers have been satisfied with our loan rates.
If you want to invest in commercial properties, we have just what you’re looking for. Real estate investors on the market for industrial complexes and hospitality store fronts have used us as their preferred source to get their asset off the ground. At Source Capital, we work tirelessly so you can transform your cheap property into a source of high profit. Below are the investment options available that can help you move forward.
- Multi-Family Units
Do you want to be a landlord or property manager who can make money long term? Or, maybe you want to flip a multi-family unit to turn it around for a profit. No matter whether you want to sell or bring in renters, our multi-family unit hard money loan is what you need to get started.
- Fix and Flip Properties
This is your standard loan if you are an individual or are part of a business who fixes and flips homes. Getting started in the fix and flip business isn’t easy, and it’s nearly impossible to get funding from conventional lenders to invest in your venture. Choose our hard money loans as your go-to source to make your flip a success
- Commercial Properties
Run-down industrial complexes and hospitality storefronts are a gold mine just waiting for investment. Explore the plethora of opportunities available within commercial properties with a hard money loan from Source Capital.
- We Lend in Several Locations
We’re based in San Diego, but we lend to the entire state of California, Arizona, and Minnesota. Sacramento is a fantastic area to invest in, but if you want to seek elsewhere, use Source Capital as your premier source to fund your real estate investment.
Call us today at 888.235.7191 for the best financing available from Source Capital. Whether you want to invest in Sacramento or another city, we’ve worked tirelessly for years to help investors succeed. Get loan approval today so you can buy your property now.
Areas We Serve
We lend throughout Arizona, California, and Minnesota. Please contact us to discuss your scenario and speak directly to a decision maker.