Hard Money Lenders in Orange County – Source Capital
Those who need to finance a property fast in Orange County look to Source Capital for hard money loans. We are the premier Orange County hard money lenders for those who want to invest in a home fast. Source Capital is based in San Diego, but we provide lending services across California in large and small cities alike. We pride ourselves on the fact that we’ve helped thousands of clients reach their real estate investment goals. At Source Capital, we provide loans to clients all over California, Arizona, and Minnesota. In Orange County, we’re the trusted source for investors who want to buy their first home, become real estate moguls, or create a fix and flip business. We’re dedicated to bringing our clients the utmost in high-quality service, from the consultation to the distribution of the loan. We work closely with you to make sure you get what you need to start your real estate venture.
What is a Hard Money Loan?
The real estate market has reached a healthy state since an all-time low in 2008. During this time, investors and homeowners alike had a difficult time securing loans to invest in new properties. Banks became hesitant to lend money to anyone with less than perfect credit and using home equity was out of the question. Private hard money loans have proven to be an effective tool for investors who have nowhere else to turn or for those who want to act fast and secure property.
Hard money loans—also known as investment property loans—are used by investors for real estate transactions. Some prospective clients use our loans to finance their real estate venture immediately, and others use it to refinance an already existing investment. No matter what real estate property you’re looking to purchase, it’s critical that you find the right financial investor that suits your needs.
House-flippers and developers alike use property investment loans to purchase real estate fast. Unlike bank loans that come saddled with critically high credit standards and risky equity investments, hard money loans help our clients purchase and renovate their property right away.
Hard Money Loans in Orange County
If a desirable property has caught your eye, you need to act fast. Source Capital’s hard money loans are financed through asset-based funding, designed to give you what you need right away. Fix and flip businesses have used hard money loans for years to get funding fast, so they can get busy remodeling their investment. Source Capital has been the primary choice for both aspiring and well-seasoned real estate investors looking to profit off of multiple properties. We’re the preferred choice of many investors who buy residential and commercial real estate to turn their venture into long term profit. Properties in Orange County get snatched up fast, so we work to get you the money you need as quickly as possible. Follow our simple application process, and after a quick review, we can send you the financing you need in as little as a few days. We’re proud to have served many people in and beyond Orange County obtain the financing they need to acquire their real estate. Every loan we offer is funded by reliable private investor capital coming from those want to see you succeed.
Why Orange County Residents Use Source Capital
Hard money loans are the best decision for many investors. While there are other methods of payment, there are none as quick and immediate as a hard money loan. If you want to snatch up a home and close escrow fast, it’s critical you find the right funding as soon as possible. Investors who have bad credit, bankruptcies or recent foreclosures will have difficulty finding loans anywhere else. Even if you do have a clean financial record, the lending process from big banks can take months, which can jeopardize your escrow with the property. The only other option is to take equity out of your own home—a hassle and risk many investors prefer not to make. Where big banks and other creditors may hesitate due to past financial blunders or blemishes, Source Capital takes a keen interest in how we can help our investors in any way we can. We have helped thousands of investors with hard money loans tailored to their needs. As the premier professional hard money lenders in Orange County, we will help you find the best financial solution for your escrow.
How to Get Approved for a Hard Money Loan in Orange County
Look no further than Source Capital for your financing needs. Other lenders like big banks can take months to approve your loan and may reject you based on bankruptcies, poor credit, divorce, short sale or foreclosures. Source Capital uses a simple process to get you approved quickly. Whether you’re an individual or a business, we tailor our private hard money loans to get you started right away. We approve hard money loans through an equity-based approval process. This means that we take more interest in the potential of the property itself to make more money rather than your financial state. Financial hardship makes some potential investors feel like they’ll never be able to invest in a real estate venture. With our equity-based processes, you know you’re in good financial hands with smart investors.
We structure our loans based on your requirements. At Source Capital, we believe success lies in having the right loan to suit what you need to make a successful investment. When you reach out to us, we’ll analyze your property and determine the best options for you. We’re proud to finance up to 70 percent loan to value ratios for our clients for up to 12 months. With this in mind, you can plan the outcome of your investments and prepare.
Properties You Can Invest in
Our clients have used us for a variety of real estate ventures. Private properties and commercial ventures alike have been financed by our team of private lenders. We pride ourselves on our ability to finance a diverse array of real estate properties that allows investors to discover hidden gems of potential profit. At Source Capital, our investors want you to get the financing you need to be successful, whether you need money for a single home, duplexes, apartment buildings or townhomes. Let us be the resource you need to get off to a promising start.
Need financing for a commercial project? Our private lenders aren’t just interested in residential properties. We have helped thousands achieve their goals by obtaining office spaces, retail units, industrial complexes and more. With Source Capital, you don’t have to worry about your past finances getting in the way of your dreams of venture capital. Our private lenders want to help you whether you’re an individual, a small business, a corporation, or trust.
Investors interested in hard money loans for commercial properties can find the financing they need with Source Capital. From retail spaces to office units, multi-family rentals to hospitality and industrial real estate transactions, we are experienced in lending to a variety of real estate disciplines. Let us help you acquire the capital required for your real estate aspirations. Corporations, trusts, and small business owners often pursue hard money loans for their commercial property expansion needs. With years of experience and hundreds of satisfied clients, we understand the needs and desires of business owners and investors.
If you’re looking to jump into the fix-and-flip business, Source Capital is your starting point. We’ve helped hundreds of Orange County investors buy rundown properties and rehabilitate them to look brand new. Our private lenders are interested in helping you finance your hidden gem, from foreclosed homes to short sales and overlooked run-down properties.
Interested in our specific loan options? We tailor our loans to fit the individual needs of each buyer. Our loans ensure that you’re on the right track to financial success.
- Fix and Flip Loans
- Bridge Loans
- Residential Rehab Loans
- Commercial Rehab Loans
- Industrial Real Estate Transactions
- Multi-Family Units
With us, you don’t have to worry about the hassle that other lenders might give you. At Source Capital, we make sure that you get what you need to get started on your new real estate venture. Reach out to us and we’ll discuss with you the property you want to buy and provide the right loan just for you.
Clients in Orange County Prefer Source Capital
Our success stories prove that Source Capital is your one-stop shop for hard money loans in Orange County. We are proud to offer reasonable loans to aspiring investors, whether you’re an individual investor, small business, or corporation. If you want a loan for a property in Anaheim, Irvine, Huntington Beach, Newport Beach, or any other Orange County town, large or small, we’re ready to work with you to get you what you need. We are based in San Diego for your convenience which is only a short trip away.
Call us for any inquiries into our loans and process at 888.235.7191. We’ll help you attain your Orange County hard money loan to get started on your project today.