The Proven Source For California Hard Money Loans
We are a direct lender focused on real estate equity rather than borrower credit and financials.
As a direct, California hard money lender with over a decade of proven success, we have funded over $250 million in commercial and residential loans secured by real estate. Source Capital is an equity based lender that has the ability to fund quickly and are committed to making your California hard money loan process efficient. We are State and Federally licensed and proud to be an A+ Accredited Business with the BBB and a 5-Star rated Google and Yelp mortgage lender.
Rates starting at 7.99%, up to 70% LTV and 1.75 lender points with no prepayment penalties.
“The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time.”
“As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done.”
“We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed.”
“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”
“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”
“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game”
“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”
“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”
“I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend”
“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”
“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”
“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”
“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. “
1. Apply Online
It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadraplex
The Golden State
Source Capital Funding is a top rated hard money lender in San Diego and Los Angeles, California. The Founder of Source Capital grew up in America’s finest city – San Diego and has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure the financing they need to achieve their financial goals with our San Diego and Los Angeles hard money loans. As a San Diego and Los Angeles direct hard money lender, our track record of funding transactions throughout California since 2007 has earned us our reputation of being a premier hard money lender.
Source Capital is a direct, private hard money lender in Arizona, Minnesota, and California, but we specialize in San Diego and Los Angeles hard money loans. We provide our clients with hard money loans to satisfy residential or commercial hard money lending needs. We are a reliable, experienced lender (Better Business Rating of A+) with a proven track record in the industry enabling us to solve whatever issues you may have. We’ve funded over $250M in commercial loans and residential loans since 2007, with many satisfied customers along the way. At Source Capital, you will speak with a partner of the company who can actually make the decision on your hard money loan process, so you won’t face many of the administrative hurdles and paperwork you might face elsewhere. Even if you have poor credit, foreclosure, or bankruptcy in your history, whether you want to fix and sell or just hold onto a property, we can provide the financing you need as quickly as possible. We offer loans up to 70% of the value of property for residential and commercial hard money loans.
We are committed to making your hard money loan process fast and easy, without sacrificing any of the attention to detail needed to make sure the job gets done thoroughly. The fact that we have direct and immediate access to capital means that you go quickly from start to finish in getting your hard money loan funded. Most importantly, our goal is to provide you with the best customer service in the industry to uphold our reputation of being a Google and Yelp “5 Star Lender”.
a week ago
We have tried various traditional lenders to only end up being told we either needed to be living in the house or have 12 months good mortgage history. Well the house was forced into probate a month after my father's death. It was there for 7 months. In that time it got behind. My mother has an apartment and wanted to fix up the house for my son and I. It would be safer for him having a locked yard to play in being special needs. Yet over and over we were told no. It came down to the wire where money was running out paying a mortgage and rent. One more month would have been detrimental. Sacha and his staff saved the day and the house dad had fought two wars for. My son is scheduled to have his first backyard Oct. 1st. Thank you Sacha, Maria and especially Valerie at Fidelity for taking all my calls. Thank YOU Sacha for always replying to my emails and also taking my calls. I am very protective of my mother and you guys understood and respected that. You all are Godsent. Thank you again.more
2 weeks ago
Sacha was knowledgeable, through and helpful. I needed to get a loan closed quickly and he made it happen. Marie was patient and competent - a great team. I have knowledge of the industry since I have been in all facets of the loan business for over 40 years myself. Sacha always responded to my calls and emails - a true testament to professionalism. He's a great guy and a great company. I highly recommend Source Capital.more
2 weeks ago
Sacha performed beautifully, and was able to fund in 1 week. He under-promised and over delivered!!! This is the way it should be with any lending company. I have dealt with many lending companies over the past 20 years, large banks, credit unions, and hard money lenders. Source Capital Funding out did them all. This is an incredible place if you need funding fast and with very reasonable terms, and you are not going to get any surprises at the end. They are highly professional and will not give you the run around. Highly recommended.more
2 months ago
Refinancing my investment with Source Capital funding was smooth. I had a few hurdles to jump over i the process due issues of my own and some with the title company but Sacha was patient and true to his word. He did not back out. Very professional and approachable. Paper work was simple and on time. I would and have recommended by colleagues to him for investment funds. Thank you so much Sacha for being a part of this journey and making it so easy.more
2 months ago
Sacha and his team at Source Capital are the most professional group of individuals I have ever worked with. They go above and beyond the call of duty to have funding requirements completed in a very seamless manner. I have been working with them for several years now, and would highly recommend them to anyone with unique situation funding needs. They make you feel as if you are the most important client in the world! I would not hesitate to recommend my most trusted friends and family to this wonderful company. I intend to always turn to their firm for all my future funding needs. Thank you so much Sacha for all the support and assistance you have provided us through some very challenging times. Sincerely, Amritamore