The Proven Source For California Hard Money Loans
We are a direct lender focused on real estate equity rather than borrower credit and financials.
As a direct, California hard money lender with over a decade of proven success, we have funded over $250 million in commercial and residential loans secured by real estate. Source Capital is an equity based lender that has the ability to fund quickly and are committed to making your California hard money loan process efficient. We are State and Federally licensed and proud to be an A+ Accredited Business with the BBB and a 5-Star rated Google and Yelp mortgage lender.
Rates starting at 7.99%, up to 70% LTV and 1.75 lender points with no prepayment penalties.
"The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time."
"As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done."
"We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed."
"Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They're the best."
"The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people"
"Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game"
"In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!"
"They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services."
"I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend"
"I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing."
"They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy."
"Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with - Strongly Recommended."
"Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. "
1. Apply Online
It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadraplex
The Golden State
Source Capital Funding is a top rated hard money lender in San Diego and Los Angeles, California. The Founder of Source Capital grew up in America’s finest city – San Diego and has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure the financing they need to achieve their financial goals with our San Diego and Los Angeles hard money loans. As a San Diego and Los Angeles direct hard money lender, our track record of funding transactions throughout California since 2007 has earned us our reputation of being a premier hard money lender.
Source Capital is a direct, private hard money lender in Arizona, Minnesota, and California, but we specialize in San Diego and Los Angeles hard money loans. We provide our clients with hard money loans to satisfy residential or commercial hard money lending needs. We are a reliable, experienced lender (Better Business Rating of A+) with a proven track record in the industry enabling us to solve whatever issues you may have. We’ve funded over $250M in commercial loans and residential loans since 2007, with many satisfied customers along the way. At Source Capital, you will speak with a partner of the company who can actually make the decision on your hard money loan process, so you won’t face many of the administrative hurdles and paperwork you might face elsewhere. Even if you have poor credit, foreclosure, or bankruptcy in your history, whether you want to fix and sell or just hold onto a property, we can provide the financing you need as quickly as possible. We offer loans up to 70% of the value of property for residential and commercial hard money loans.
We are committed to making your hard money loan process fast and easy, without sacrificing any of the attention to detail needed to make sure the job gets done thoroughly. The fact that we have direct and immediate access to capital means that you go quickly from start to finish in getting your hard money loan funded. Most importantly, our goal is to provide you with the best customer service in the industry to uphold our reputation of being a Google and Yelp “5 Star Lender”.
in the last week
Ryan was very knowledgeable and professional throughout the loan process. Overal great experience. I highly recommend Ryan to anyone who is ready to refinance or buy a home.more
a month ago
I just want to say I for one appreciate"Williams" review! I also think it's very important especially in these times to work as humans and to have empathy and Care outside of making money for people that you're doing business with. I had contacted this company and had a bad feeling when I couldn't get the rate and terms without giving out all my information. Very uncomfortable and vulnerable feeling. I know that some companies pay people to give reviews on their company. I have a feeling this is one of those cases. He is very right!! There's many many options out there that are just as appealing that you really should explore rather than getting in with a company that you know you just can't trust if it comes down to a situation.more
2 months ago
It was a pleasure to work with Source Capital and in specific with Ryan, since the first time I contacted SC, Ryan was very helpfully with me and during the process and helped me to get all the documents done together with Marie, which was also great. It was not a simple process but they make it easily for me. They were very serious and professional all the time and made me an honest loan offer. I got the loan and now I am able to resolve some things and move forward with the fund of the loan. Thanks you very much Ryan for all your help.more
2 months ago
A completely professional yet friendly environment. Had never done financial transactions long distance before but i am quite glad i did. Ryan as a partner in the firm, dealt with me directly and then turned me over to Marie who was amazingly knowledgeable about actually getting it done; a real professional. I would and probably will deal with them again and I recommend them heartily.more
4 months ago
I had the wonderful privilege to have worked with Ryan Burns at Source Capital Funding. We were in need of some cash to remodel and purchase a second investment property, and Ryan was not too far from perfection in providing the right help and advise to quickly acquire the necessary funds to accomplish our business plans. He was able to approve and fund the loan within matter of days. Today, we are in good shape to get approved on a conventional loan for a second investment property, thanks to Source Capital and its valuable representative, Ryan Burns. If you are in need of quick cash and have dreams to fulfill, you need not look very far.more