The Proven Source For California Hard Money Loans
We are a direct lender focused on real estate equity rather than borrower credit and financials.
As a direct, California hard money lender with over a decade of proven success, we have funded over $250 million in commercial and residential loans secured by real estate. Source Capital is an equity based lender that has the ability to fund quickly and are committed to making your California hard money loan process efficient. We are State and Federally licensed and proud to be an A+ Accredited Business with the BBB and a 5-Star rated Google and Yelp mortgage lender.
Rates starting at 7.99%, up to 70% LTV and 1.75 lender points with no prepayment penalties.
"The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time."
"As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done."
"We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed."
"Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They're the best."
"The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people"
"Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game"
"In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!"
"They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services."
"I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend"
"I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing."
"They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy."
"Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with - Strongly Recommended."
"Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. "
1. Apply Online
It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadraplex
The Golden State
Source Capital Funding is a top rated hard money lender in San Diego and Los Angeles, California. The Founder of Source Capital grew up in America’s finest city – San Diego and has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure the financing they need to achieve their financial goals with our San Diego and Los Angeles hard money loans. As a San Diego and Los Angeles direct hard money lender, our track record of funding transactions throughout California since 2007 has earned us our reputation of being a premier hard money lender.
Source Capital is a direct, private hard money lender in Arizona, Minnesota, and California, but we specialize in San Diego and Los Angeles hard money loans. We provide our clients with hard money loans to satisfy residential or commercial hard money lending needs. We are a reliable, experienced lender (Better Business Rating of A+) with a proven track record in the industry enabling us to solve whatever issues you may have. We’ve funded over $250M in commercial loans and residential loans since 2007, with many satisfied customers along the way. At Source Capital, you will speak with a partner of the company who can actually make the decision on your hard money loan process, so you won’t face many of the administrative hurdles and paperwork you might face elsewhere. Even if you have poor credit, foreclosure, or bankruptcy in your history, whether you want to fix and sell or just hold onto a property, we can provide the financing you need as quickly as possible. We offer loans up to 70% of the value of property for residential and commercial hard money loans.
We are committed to making your hard money loan process fast and easy, without sacrificing any of the attention to detail needed to make sure the job gets done thoroughly. The fact that we have direct and immediate access to capital means that you go quickly from start to finish in getting your hard money loan funded. Most importantly, our goal is to provide you with the best customer service in the industry to uphold our reputation of being a Google and Yelp “5 Star Lender”.
in the last week
Refinancing my investment with Source Capital funding was smooth. I had a few hurdles to jump over i the process due issues of my own and some with the title company but Sacha was patient and true to his word. He did not back out. Very professional and approachable. Paper work was simple and on time. I would and have recommended by colleagues to him for investment funds. Thank you so much Sacha for being a part of this journey and making it so easy.more
in the last week
This was the second time I used the services of Source Capital. The service exceeded my high expectations based upon my first loan. I recommend all whom are in need of business purposes loans to consider contacting Source Capital and its founder and principal, Sacha Ferrandi. You will be pleasantly surprised by the high degree of service and personal attention to detail. Source Capital also makes loans in Arizona not just California. Just contact them for details. Jan Arthur Bull, Attorneymore
a week ago
I lucked out when I found this company. As a new business owner, I wasn't experienced enough to plan out everything I was going to encounter and when I found myself in need of help, I called Source Capital Funding, Inc. It turned out to be the best decision because not only did Ryan Burns educate me on how the industry works, but he was warm and empathetic which made the process easy to go through. I totally expected a cold, business-like process, but his manner and the assistance I received from his assistant, Marie Gleason, put me at ease super quick. I would totally recommend this company to anyone who finds themselves in a position where they need help with the utmost discretion. Thanks guys!more
a week ago
Sacha and his team at Source Capital are the most professional group of individuals I have ever worked with. They go above and beyond the call of duty to have funding requirements completed in a very seamless manner. I have been working with them for several years now, and would highly recommend them to anyone with unique situation funding needs. They make you feel as if you are the most important client in the world! I would not hesitate to recommend my most trusted friends and family to this wonderful company. I intend to always turn to their firm for all my future funding needs. Thank you so much Sacha for all the support and assistance you have provided us through some very challenging times. Sincerely, Amritamore
3 weeks ago
This was my third time to borrow money from Source Capital and almost most of the time Sacha Ferrandi has helped me a great deal. He responded to any of my questions and helped me get a discount on the rate. It was a fast turn around if you need money fast. He will do anything to help you get started specially if you are trying to flip houses. I highly recommended their services. If you need money fast, Source Capital is there! Talked to Sacha and all fear is clear. He will get you the money, pre-approval is fast. So you are on your way to flip houses to get your profit fast.more