Fixed Rates from 7.99%
No Prepayment Penalties, No Junk Fees
Lender Fees from 1.75 Points
Loans up to 70% LTV and 3 Year Terms
Poor Credit, Past Bankruptcy and Foreclosure, Foreign Nationals – OK
Pre-Approvals within 24 hours, Funding in Days
Direct Lender with Over $250M in Loans Funded
Fast Streamlined Process to Save You Time and Money
BBB A+ Rated, 5 star Google & Yelp Reviewed Lender
Call us now at 888.334.6636 and speak directly to a decision maker. If you want us to contact you, please complete the form on this page.
Google’s #1 Reviewed and Rated Hard Money Lender
“The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time.”
“As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done.”
“We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed.”
“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”
“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”
“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game”
“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”
“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”
“I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend”
“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”
“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”
“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”
“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. “
Why Clients Choose Us
We are a direct, premier hard money lender in Irvine, California with proficiency in funding commercial and residential loans. Our unique approach of financing using private capital allows speed and flexibility that traditional banking environments cannot provide. Additionally, we have a great understanding of real estate market in California and are headquartered in San Diego. Our immediate access to capital enables us to provide a fast and easy loan process to our clients. We use a private, secured loan application process to provide 24 hour loan approvals and closings in less than a week. As a direct hard money lender, we have the capability to process, underwrite and fund every loan in our office. This allows for less paperwork before funding your loan, thereby saving you time and money. Source Capital provides hard money loans to its clients in Irvine with the best customer service in the industry. We have a proven track record of success with over $250M in loans funded. Our company is “A+” rated with the Better Business Bureau (BBB) and is a five-star reviewed lender on Google, Yelp, Yahoo! and Bing — showing that we have earned our reputation of delivering as promised. Please call us at 888.334.6636 to get any question answered or visit our website for your next hard money loan.
Total Amount Funded
Irvine Hard Money Loans
Source Capital is your partner for hard money loans in Irvine. We are the go-to source for entrepreneurs who want to secure properties fast all throughout California. Hundreds of clients have left satisfied with our services, from single investors to fix and flip businesses. Whether you want to buy a single residence home or a large industrial complex, we can approve your hard money loan quickly so you can snatch up valuable property before someone else. For over a decade, we’ve provided fast funding to clients all over California, Arizona, and Minnesota.
We are a direct hard money lender with a passion for helping our clients succeed in the real estate market. Our team has funded over $250 million in commercial and residential real estate loans. We make our hard money loan application process simple and efficient, so you can purchase property quickly without the hassle of invasive background checks. Save precious time and resources the next time you buy property in Irvine with a hard money loan from Source Capital.
What’s a Hard Money Loan?
When our clients aren’t getting approved for other loans and they don’t have the resources to pay in full, they often turn to hard money loans for help. A hard money loan is one of many financing options used to buy property. Hard money loans are preferred by short term investors and buyers who don’t have the cash to pay for a home upfront. We lend hard money loans to businesses who want to buy property quickly to beat out the competition. Investors have used our loans for single residences, multi-family units, storefronts, office spaces, and more. We extend our loans for up to 36 months so you can complete your project and achieve your investment goals. If you choose Source Capital, we’ll fund up to 70% of the value of your property at a rate as low as 7.99%, so you can start your project without delay.
Why You Should Choose a Hard Money Loan
What do you do when a bank says “no” to your loan? If you want financing fast, it’s time to think about getting a hard money loan. Other lenders will bury you under mountains of paperwork that will take hours to complete, and you might wait months before you hear a reply and receive your loan. We approve loans fast; apply online at Source Capital and, if approved, you’ll a reply within 24 hours and financing in a few days. You can’t afford to wait as your prized property slips through your fingers. Choose Source Capital as your Irvine hard money lender and beat the competition.
Source Capital is an asset-based equity hard money lender that believes in your potential as an investor. Unlike other lenders, we don’t have income requirements, and we don’t scrutinize your credit, history of bankruptcy, or past foreclosures. Once we assess the value and potential of your property, we’ll issue a customized Irvine hard money loan to suit your investment. Whether you’re a first time buyer or a seasoned entrepreneur, we have confidence in your ability as a real estate entrepreneur, so we won’t judge you based on past financial hiccups.
Sellers who want to close escrow quickly might negotiate a lower purchasing price when you present a hard money loan. Sellers like to see secure loans, and banks can pull funding at the last second. Private hard money lenders rarely pull financing, so sellers can rest assured that they’re getting their money fast. This is also true of property auctions; hard money loans can be your golden ticket if you want to acquire one or more properties quickly.
Purchase a Variety of Properties
Our team of private investors lend hard money to businesses who want to succeed in the real estate market. We’re proud to have financed hundreds of real estate transactions for a variety of properties, from personal to commercial real estate. When you’re ready to purchase a property in Irvine, use us as your go-to source for better, more efficient funding.
Do you dream of becoming a landlord? Expand your portfolio with a hard money loan from Source Capital. We’ve funded single family residences, apartment buildings, duplexes, triplexes, quadraplexes, and condos. Don’t let someone else buy the property while you wait weeks for approval; buy your residence quickly and efficiently with a hard money loan.
If you have your eye on a commercial property, act fast. Let us back you so you can open your new commercial business, whether it be renting out office space or opening a retail store. We give our clients hard money loans for industrial complexes, office buildings, storage buildings, hospitality store fronts, retail spaces, and multi-family units. No matter what you’re business venture, reach out to us and we’ll give you expert advice on how best to capitalize on your commercial property.
Fix and flip entrepreneurs find hidden gems with high investment potential and transform them into beautiful new properties. If you’re in the fix and flip business, we’re here to give your next real estate venture a boost. This business is competitive, but hard money loans provide immediate funding so you can get started on your project right away.
Hard Money Loans in Irvine
Our private lenders understand that the real estate market is cutthroat in Irvine. Each lender is experienced in the real estate market, and they’ll give you wise advice on your project. They can quickly assess your application and create a customized loan for your property so you can purchase it right away. Source Capital is based in San Diego, but we lend throughout California, Arizona, and Minnesota. If you’re interested in acquiring a property in any one of these states, we’ll give you expert guidance to keep you on the path toward your real estate goals. We are your trusted lender for private and commercial properties in these states, and we’re eager to lend our expertise to make your real estate venture a success.
How to get Fast Approval from Source Capital
When you apply for a hard money loan from Source Capital, you won’t get buried under a ton of paperwork. Simply fill out our online application, and we take care of the rest. We’ll assess your application and send you a reply within 24 hours. If you get approved and you accept our offer, we’ll wire your loan directly to you during escrow… Don’t worry about any past mistakes or financial blemishes. We care about the value of the property and your potential as a buyer, not your credit score. Our team of private investors have extensive experience in the real estate market, and they’ll give you honest feedback on your project. Irvine is an ideal place to find valuable real estate, and you can pursue your goals now with a hard money loan from Source Capital.
Why Investors Choose Source Capital
Don’t waste time waiting for a loan that might not go through; opt for stability with Source Capital. We know that the real estate market is competitive, but with the right lenders by your side, you can accomplish your goals. We are the premier source for hard money loans due to our high standards of customer service and unbeatable rates. When you work with Source Capital, you can rest assured that you’re getting top-notch services from our trusted lenders.
Unlike other lenders, you won’t get charged a penalty for paying your loan early, and we won’t burden you with junk fees. We prefer to be honest and upfront about our rates, which is why we keep our origination fees at a competitive low as far down as 1.75%, while lending up to 70% of the value of your property.
We let our results speak for themselves; we’ve funded well over $250 million in hard money loans for thousands of borrowers and brokers over the last decade. We’re proud to have earned an “A+” by the Better Business Bureau and we’re an approved Equal Housing Lender. We’re a 5-star rated lender on Google and Yelp, and clients rave about our fast funding, fair rates, and honest feedback. Call us today at 888.235.7191 and ask us any questions regarding our hard money loans. Get started on your next real estate venture today with Source Capital by your side.
Areas We Serve
We lend throughout Arizona, California, and Minnesota. Please contact us to discuss your scenario and speak directly to a decision maker.
Los Angeles, CA 90071
Newport Beach, CA 92660
San Diego, CA 92128
Toll Free: 888.334.6636
P: 858.705.6144 F: 866.223.1883
Minneapolis, MN 55402
Peoria, AZ 85383
MB#0938454 | CA BRE# 01796521 | NMLS# 237332