Private Loans Made Easy
From storage facilities to large scale multi-unit projects, we have the knowledge and capital to fund.
We fund hard money loans secured by a variety of different private properties from retail and hospitality to large scale multi-until facilities. As a direct hard money lender, we have the experience and capital to help borrowers looking for a purchase or refinance hard money loan. We also work with real estate agents and hard money mortgage brokers who are looking to help their clients secure a private money loan. We are based in San Diego, California and have helped thousands of clients as we are a premier California hard money lender.
Source Capital is the premier California investment property lender, providing savvy investors the financing they need to fund important property investments. As a direct private hard money lender, we specialize in providing investment property loans in California, Arizona, and Minnesota.
We’re dedicated to providing our clients with the capital they need to make their real estate endeavors successful. Whether you’re interested in the residential or commercial real estate industry, our seasoned team of professionals can help you navigate the investment property lending process. Find top-rated investment property loans at great terms with Source Capital. With years of experience and hundreds of satisfied clients, you’ll find getting started in real estate is easier than you ever imagined.
We work hard to take the hassle out of investment property lending; apply today and get the financing you need for your real estate ventures.
Investment properties offer numerous benefits, from market appreciation to monthly equity gains. The supplemental income provided by a rental investment property helps many investors afford other endeavors. Investing in real estate is an easy way to diversify your portfolio, and can be an effective way to build wealth. With all of these inherent benefits, investment properties remain a top business venture for many entrepreneurs. However, unless you have a great deal of private capital, a loan is usually required.
Investment property loans are used in two different ways: to purchase a new investment property, or to refinance an existing investment. Whether you’re looking to purchase a single family home, a multi-unit apartment building, or a condo, getting the right investment home loan is crucial.
Residential investment property loans are meant for properties are intended to house individuals or families. Source Capital specializes in investment property loans for entrepreneurs looking to purchase residential and commercial investment properties. Those who need hard money loans are looking for short-term financing with easy terms, and we’re proud to offer our hard working clients the capital they need to achieve their business aspirations.
Property investment loans and hard money loans are generally used by house flippers and developers who want to purchase a rundown property, renovate it, and sell it for a profit, within a relatively quick timeframe. Unlike mainstream, traditional financial institutions like banks, hard money loans come from private property investment lenders.
Unlike traditional mortgages and bank loans, qualifying for hard money financing isn’t based on credit or financial history.
If you’re looking to apply for an investment property loan, it’s important to understand what private money lenders base their approval on. Unlike traditional mortgages, your credit score isn’t front and center. Private money lenders are more concerned with the equity of the property than the credit and financial strength of the borrower, which makes them generally easier to qualify for.
Investment property lenders focus on what is called After Repair Value, or ARV, to help estimate what the property’s equity will be worth once the renovation has been completed.
Source Capital can help you find the financing that suits your needs. If you’re looking for investment property loans, we can help you acquire the capital required to purchase the residential property you’ve got your eye on. What do property investment loans offer that conventional mortgages and loans do not? Plenty.
• Flexible Terms: Private hard money lenders offer more room for negotiation when it comes to loan terms. We want to tailor our loans to your needs, and can help you examine repayment schedules, interest rates, and waive certain fees that traditional financial institutions may enforce.
• Credit Doesn’t Matter: Have bad credit? Don’t worry about it. The property itself serves as collateral for your loan, so your history of foreclosure or bankruptcy doesn’t affect your ability to get the financing you need for your business aspirations.
• Convenience: Nothing trumps the convenience of private property investment loans. Applying for a mortgage can be a time-consuming venture, thanks to new regulations and restrictions enacted after the housing bubble burst in the last decade. Applying and qualifying for a traditional loan can take months, which puts you at risk of losing out on the investment property you’ve been eyeing. With Source Capital, you can get funding within a matter of days or weeks.
Private property investment loans go by a few different names, from bridge loans to hard money loans. Our funding is asset-based, and meant to help our clients get quick access to the capital they need when they need. We’re the smart choice for anyone hoping to jump on a prime real estate opportunity.
“The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time.”
“Communication was clear and responsive, funding was quick, and terms were as agreed and proposed.”
“Recently completed another flawless transaction with Source Capital. Why would anyone go anywhere else? They’re the best.”
“Consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”
“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game”
“I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”
“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”
“Highly recommend this company if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. “
“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone.”
“I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend”
When it comes to real estate investing, there are a variety of circumstances in which private investment property loans have proven to be the most convenient, most valuable form of financing. Real estate is currently a buyer’s market, but good deals come fast and go quick. If you’re looking to lock down a property but don’t have the upfront personal capital you need, investment property loans from private hard money lenders could be the answer.
Some investors are hunting for immediate funds to help close escrow; Source Capital offers quick and efficient approval processes, with loans often approved within just a week’s time. Investors with poor credit or a recent bankruptcy or foreclosure on their record can benefit from our easy approval terms. We’ve helped many hard working clients access the capital they need when traditional financial institutions offer only rejected loan applications. We don’t focus our qualification practices on past situations. Regardless of poor credit, short sales in the past, foreclosures, or divorce, your past isn’t our concern. We provide investment property loans based on the property equity in question.
As private hard money lenders, we’re committed to structuring our loan terms on an individual basis, giving your loan the attention it deserves. We examine each client separately, providing case by case terms with your best interests in mind. That means you’ll access investment property loans under the best available terms for your current situation. We can help you acquire the capital you need with immediacy, allowing you to jump on that once-in-a-lifetime real estate deal when it arises.
As private hard money lenders, we can help you access the investment property loans needed to get started in the real estate game. We lend on a wide array of property types. Are you focused on making your mark in residential real estate? Whether you’re looking to invest in multi-unit condos or have your eye on the perfect single-family home fix and flip venture, we’ll help you acquire the financing needed for your real estate transaction.
Perhaps you’re in search of investment property loans for commercial properties. Whether you’re interested in office units, retail spaces, or hospitality real estate opportunities, we have years of experience in property investment lending to a wide array of real estate disciplines. We understand the needs of business owners and investors and can help you acquire the finances needed to expand your commercial property portfolio.
The real estate market is fast-moving, and the best properties go to the fastest bidders. To gain a competitive edge on the competition, it’s important to have financing in hand when it comes time to put down an offer. Because the clock is ticking on your window of opportunity, it’s important that you have easy access to the right financing.
Source Capital is committed to providing our clients with expedited services. We work quickly to consider and approve your loan applications, ensuring you can jump on that lucrative opportunity when it arises. With our simple-to-use and easy to follow loan process, you can get pre-approved for investment property loans within a matter of just 24 hours.
Once approved, we can typically provide our clients with an investment home loan within the span of seven days.
We’re proud to offer great rates on investment property loans. Using an investment partner can be a costly route, and taking money from family and friends can lead to relationship frustrations and issues. Source Capital is the wise choice for investing professionals.
Source Capital provides investment home loans with the most exemplary customer service in the industry. We are proud to serve clients looking to get involved in real estate opportunities not applicable for funding through traditional financing methods. We have a proven track record of success with over $250 million in loans funded. Our company has an “A+” rating with the Better Business Bureau and five-star rating lender on Google, Yelp, Yahoo! and Bing—showing our commitment to delivering for our clients as promised.
Please call us at 888.235.7191 with any question, or visit our website to apply for your next investment property loan. Learn more about our investment property lending processes and begin working on your real estate aspirations today.
No Prepayment Penalties
We have some of the most favorable private hard money terms in the industry and understand how important it is to offer our clients fair terms. Our customers can count on never having to be penalized for paying off a loan early or be hassled with “junk fees” and ridiculous terms. Call or apply now and see just how great our residential hard money loan terms are. It’s fast, easy and most important- free!
NOTE: All loans are secured by real estate only.
a week ago
Sasha and his team are really helpful and can find solutions to many tricky financing situations. Details of what to expect is provided upfront so you can make an informed decision. The process then follows the expected timeline. Great experience working with Source Capital.more
a month ago
It was really a pleasure doing business with Source Capital Funding. I recommend this company for any of your financial needs. Sacha and his team were very professional and helpful throughout the whole process. They were on point in regards to my concerns and answered all my questions. I will sure work with them again. Thank you all at Source Capital Funding for a great service. Monday Jmore
a month ago
Great Company! They worked non-stop on our loan and funded quickly. We were always able to get our questions answered right away and Sacha helped walk us through everything. Their rates were very competitive. I recommend highly and will be passing their information on to family and friends.more
4 months ago
Sacha was knowledgeable, through and helpful. I needed to get a loan closed quickly and he made it happen. Marie was patient and competent - a great team. I have knowledge of the industry since I have been in all facets of the loan business for over 40 years myself. Sacha always responded to my calls and emails - a true testament to professionalism. He's a great guy and a great company. I highly recommend Source Capital.more
4 months ago
Sacha performed beautifully, and was able to fund in 1 week. He under-promised and over delivered!!! This is the way it should be with any lending company. I have dealt with many lending companies over the past 20 years, large banks, credit unions, and hard money lenders. Source Capital Funding out did them all. This is an incredible place if you need funding fast and with very reasonable terms, and you are not going to get any surprises at the end. They are highly professional and will not give you the run around. Highly recommended.more