Flexible Options and Terms
Whether it’s a home purchase or a large scale commercial project refinance, we can help.
No Prepayment Penalties
We have some of the most favorable terms in the industry and understand how important it is to offer our clients fair terms. Our customers can count on never having to be penalized for paying off a loan early or be hassled with “junk fees” and ridiculous terms. Call or apply now and see just how great our terms are. It’s fast, easy and most important- free!
NOTE: All loans are secured by real estate only.
Since its inception in 2007, Source Capital has funded hundreds of millions of dollars in loans secured by real estate. As a direct, licensed private hard money lender, our clients can count on us to deliver fair terms and fund quickly. We work with all types of borrowers and understand even the most complex scenarios. In most cases, Source Capital is much faster and cost effective than the competition. We have the capital, expertise and knowledge to fund your residential or commercial hard money loan.
Source Capital is a direct premier hard money lender that utilizes its own investor capital and is licensed in California, Arizona, and Minnesota. As a direct hard money lender, we process, underwrite and fund all hard money loans in our office which saves our clients time and money. We understand real estate hard money lending and have a proven track record as an “A+” rated company with the Better Business Bureau and a 5-star rated lender on Google and Yelp. We have funded over $250M in hard money loans to hundreds of satisfied borrowers, brokers and real estate professionals.
1. Apply Online
It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
“The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time.”
“As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done.”
“We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed.”
“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”
“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”
“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game”
“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”
“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”
“I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend”
“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”
“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”
“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”
“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. “
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadraplex
What does an individual or company do when they need a loan and the bank says “no”? Borrowing from traditional sources like banks or other financial institutions is becoming near impossible due to strict, unrealistic guidelines. Even if you are approved it could take months and mounds of paperwork until the loan is funded. Source Capital is a direct hard money lender that has the unique ability to look beyond a borrowers past circumstance and focus on the equity in real estate to fund their hard money loan. For us, poor credit, a prior bankruptcy or even foreclosure to us are simply hurdles, not roadblocks. We are able to think “outside the box” in order to help provide you the hard money loan funds you need in order to meet your goals.
From a single family residence to a large commercial power mall and a purchase or refinance, we can help. Our immediate access to capital and streamlined loan process has allowed us to fund over $250M in hard money loans for thousands of borrowers and brokers. We have a proven track record and the experience to know that listening to what the clients wants and needs are leads to a successful transaction. Feel free to contact a decision maker directly by calling, chatting or emailing us when you are ready. We are confident with what we can provide and will be here to answer every question you have.
2 weeks ago
It was a pleasure to work with Source Capital and in specific with Ryan, since the first time I contacted SC, Ryan was very helpfully with me and during the process and helped me to get all the documents done together with Marie, which was also great. It was not a simple process but they make it easily for me. They were very serious and professional all the time and made me an honest loan offer. I got the loan and now I am able to resolve some things and move forward with the fund of the loan. Thanks you very much Ryan for all your help.more
2 weeks ago
A completely professional yet friendly environment. Had never done financial transactions long distance before but i am quite glad i did. Ryan as a partner in the firm, dealt with me directly and then turned me over to Marie who was amazingly knowledgeable about actually getting it done; a real professional. I would and probably will deal with them again and I recommend them heartily.more
3 weeks ago
It was pleasure to working with Ryan Burns and Marie’s help. Process is very simple, they are always give me quick response, and best things is fast closing as they promised!! I will definitely do business with him again. Thanks Ryan!!more
2 months ago
I had the wonderful privilege to have worked with Ryan Burns at Source Capital Funding. We were in need of some cash to remodel and purchase a second investment property, and Ryan was not too far from perfection in providing the right help and advise to quickly acquire the necessary funds to accomplish our business plans. He was able to approve and fund the loan within matter of days. Today, we are in good shape to get approved on a conventional loan for a second investment property, thanks to Source Capital and its valuable representative, Ryan Burns. If you are in need of quick cash and have dreams to fulfill, you need not look very far.more
4 months ago
I wanted to do cash out refinance on my home as I was looking to expand my family business. I called Source Capital I talked to Sacha Ferranti and told him what I wanted to do. I told him my credit was not good as it showed a foreclosure a year ago. I asked him if it was possible to get cash out refinance with my credit. Sacha told me he was the lender, he also told me not to worry that he will get me approved within 24 hours. He was amazing; and I had a commitment before the end of the day. I was not aware of any title issues on my property until they pulled a preliminary title. This was becoming the loan for hell, with all the title problems, the foreclosure, my low credit score and my lack of income. Sacha was a tremendous help me and was very proactive, one by one he cleared all the problems. The loan would have funded in 10 days as he had promised, but because of the title problems we had to wait until title had cleared the issues. Every time a new problem popped Sacha was there letting me know that he would solve it for me. He kept telling me not to worry and that everything would be fine. I am happy to say, my loan funded on September 5, 2017. I personally was in the mortgage loan origination business for over 35 years. I have seen many difficult loans and have funded many tough loans myself. Sacha was truly professional, and made a very tough loan run smoothly, I truly believe that this loan would not have funded if not for Sacha and “Source Capital”. Thank you very much Sacha, you were great and I will recommend you to everyone I know.more