Flexible Options and Terms
Whether it’s a home purchase or a large scale commercial project refinance, we can help.
No Prepayment Penalties
We have some of the most favorable terms in the industry and understand how important it is to offer our clients fair terms. Our customers can count on never having to be penalized for paying off a loan early or be hassled with “junk fees” and ridiculous terms. Call or apply now and see just how great our terms are. It’s fast, easy and most important- free!
NOTE: All loans are secured by real estate only.
Since its inception in 2007, Source Capital has funded hundreds of millions of dollars in loans secured by real estate. As a direct, licensed private hard money lender, our clients can count on us to deliver fair terms and fund quickly. We work with all types of borrowers and understand even the most complex scenarios. In most cases, Source Capital is much faster and cost effective than the competition. We have the capital, expertise and knowledge to fund your residential or commercial hard money loan.
Source Capital is a direct premier hard money lender that utilizes its own investor capital and is licensed in California, Arizona, and Minnesota. As a direct hard money lender, we process, underwrite and fund all hard money loans in our office which saves our clients time and money. We understand real estate hard money lending and have a proven track record as an “A+” rated company with the Better Business Bureau and a 5-star rated lender on Google and Yelp. We have funded over $250M in hard money loans to hundreds of satisfied borrowers, brokers and real estate professionals.
1. Apply Online
It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
“The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time.”
“As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done.”
“We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed.”
“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”
“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”
“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game”
“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”
“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”
“I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend”
“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”
“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”
“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”
“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. “
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadraplex
What does an individual or company do when they need a loan and the bank says “no”? Borrowing from traditional sources like banks or other financial institutions is becoming near impossible due to strict, unrealistic guidelines. Even if you are approved it could take months and mounds of paperwork until the loan is funded. Source Capital is a direct hard money lender that has the unique ability to look beyond a borrowers past circumstance and focus on the equity in real estate to fund their hard money loan. For us, poor credit, a prior bankruptcy or even foreclosure to us are simply hurdles, not roadblocks. We are able to think “outside the box” in order to help provide you the hard money loan funds you need in order to meet your goals.
From a single family residence to a large commercial power mall and a purchase or refinance, we can help. Our immediate access to capital and streamlined loan process has allowed us to fund over $250M in hard money loans for thousands of borrowers and brokers. We have a proven track record and the experience to know that listening to what the clients wants and needs are leads to a successful transaction. Feel free to contact a decision maker directly by calling, chatting or emailing us when you are ready. We are confident with what we can provide and will be here to answer every question you have.
a week ago
We have tried various traditional lenders to only end up being told we either needed to be living in the house or have 12 months good mortgage history. Well the house was forced into probate a month after my father's death. It was there for 7 months. In that time it got behind. My mother has an apartment and wanted to fix up the house for my son and I. It would be safer for him having a locked yard to play in being special needs. Yet over and over we were told no. It came down to the wire where money was running out paying a mortgage and rent. One more month would have been detrimental. Sacha and his staff saved the day and the house dad had fought two wars for. My son is scheduled to have his first backyard Oct. 1st. Thank you Sacha, Maria and especially Valerie at Fidelity for taking all my calls. Thank YOU Sacha for always replying to my emails and also taking my calls. I am very protective of my mother and you guys understood and respected that. You all are Godsent. Thank you again.more
2 weeks ago
Sacha was knowledgeable, through and helpful. I needed to get a loan closed quickly and he made it happen. Marie was patient and competent - a great team. I have knowledge of the industry since I have been in all facets of the loan business for over 40 years myself. Sacha always responded to my calls and emails - a true testament to professionalism. He's a great guy and a great company. I highly recommend Source Capital.more
3 weeks ago
Sacha performed beautifully, and was able to fund in 1 week. He under-promised and over delivered!!! This is the way it should be with any lending company. I have dealt with many lending companies over the past 20 years, large banks, credit unions, and hard money lenders. Source Capital Funding out did them all. This is an incredible place if you need funding fast and with very reasonable terms, and you are not going to get any surprises at the end. They are highly professional and will not give you the run around. Highly recommended.more
2 months ago
Refinancing my investment with Source Capital funding was smooth. I had a few hurdles to jump over i the process due issues of my own and some with the title company but Sacha was patient and true to his word. He did not back out. Very professional and approachable. Paper work was simple and on time. I would and have recommended by colleagues to him for investment funds. Thank you so much Sacha for being a part of this journey and making it so easy.more
2 months ago
Sacha and his team at Source Capital are the most professional group of individuals I have ever worked with. They go above and beyond the call of duty to have funding requirements completed in a very seamless manner. I have been working with them for several years now, and would highly recommend them to anyone with unique situation funding needs. They make you feel as if you are the most important client in the world! I would not hesitate to recommend my most trusted friends and family to this wonderful company. I intend to always turn to their firm for all my future funding needs. Thank you so much Sacha for all the support and assistance you have provided us through some very challenging times. Sincerely, Amritamore