Flexible Options and Terms
Whether it’s a home purchase or a large scale commercial project refinance, we can help.
No Prepayment Penalties
We have some of the most favorable terms in the industry and understand how important it is to offer our clients fair terms. Our customers can count on never having to be penalized for paying off a loan early or be hassled with “junk fees” and ridiculous terms. Call or apply now and see just how great our terms are. It’s fast, easy and most important- free!
NOTE: All loans are secured by real estate only.
Since its inception in 2007, Source Capital has funded hundreds of millions of dollars in loans secured by real estate. As a direct, licensed private hard money lender, our clients can count on us to deliver fair terms and fund quickly. We work with all types of borrowers and understand even the most complex scenarios. In most cases, Source Capital is much faster and cost effective than the competition. We have the capital, expertise and knowledge to fund your residential or commercial hard money loan.
Source Capital is a direct premier hard money lender that utilizes its own investor capital and is licensed in California, Arizona, and Minnesota. As a direct hard money lender, we process, underwrite and fund all hard money loans in our office which saves our clients time and money. We understand real estate hard money lending and have a proven track record as an “A+” rated company with the Better Business Bureau and a 5-star rated lender on Google and Yelp. We have funded over $250M in hard money loans to hundreds of satisfied borrowers, brokers and real estate professionals.
1. Apply Online
It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
“The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time.”
“As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done.”
“We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed.”
“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”
“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”
“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game”
“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”
“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”
“I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend”
“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”
“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”
“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”
“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. “
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadraplex
What does an individual or company do when they need a loan and the bank says “no”? Borrowing from traditional sources like banks or other financial institutions is becoming near impossible due to strict, unrealistic guidelines. Even if you are approved it could take months and mounds of paperwork until the loan is funded. Source Capital is a direct hard money lender that has the unique ability to look beyond a borrowers past circumstance and focus on the equity in real estate to fund their hard money loan. For us, poor credit, a prior bankruptcy or even foreclosure to us are simply hurdles, not roadblocks. We are able to think “outside the box” in order to help provide you the hard money loan funds you need in order to meet your goals.
From a single family residence to a large commercial power mall and a purchase or refinance, we can help. Our immediate access to capital and streamlined loan process has allowed us to fund over $250M in hard money loans for thousands of borrowers and brokers. We have a proven track record and the experience to know that listening to what the clients wants and needs are leads to a successful transaction. Feel free to contact a decision maker directly by calling, chatting or emailing us when you are ready. We are confident with what we can provide and will be here to answer every question you have.
2 weeks ago
This is a very pleasing cooperation with Ryan Burns who is a professional and reliable lender. He provided me detailed and useful information and guidance in order to get the loan on time. I will work with him again in the future. I will give him full 5 star rating. Thanks, Source Capital!more
3 weeks ago
Sacha was very helpful and provided a lot of information while assisting me with getting my loan. Sacha and his team was very professional and courteous while helping me close my loan. Sacha and his team answered all of my emails and phone calls in a timely manner. I will definitely recommend source capital to my friends. I will be using source capital again in the future. Stephan Greenmore
3 weeks ago
It was a pleasure doing business with Sacha and Source Capital. We brought a deal to him and he worked quickly and efficiently to get the best possible rate and terms for our client. We will continue to use them for future needs. I strongly recommend Source Capital.more
2 months ago
I just want to say I for one appreciate"Williams" review! I also think it's very important especially in these times to work as humans and to have empathy and Care outside of making money for people that you're doing business with. I had contacted this company and had a bad feeling when I couldn't get the rate and terms without giving out all my information. Very uncomfortable and vulnerable feeling. I know that some companies pay people to give reviews on their company. I have a feeling this is one of those cases. He is very right!! There's many many options out there that are just as appealing that you really should explore rather than getting in with a company that you know you just can't trust if it comes down to a situation.more
3 months ago
It was a pleasure to work with Source Capital and in specific with Ryan, since the first time I contacted SC, Ryan was very helpfully with me and during the process and helped me to get all the documents done together with Marie, which was also great. It was not a simple process but they make it easily for me. They were very serious and professional all the time and made me an honest loan offer. I got the loan and now I am able to resolve some things and move forward with the fund of the loan. Thanks you very much Ryan for all your help.more